Kestrel Banking

A comprehensive, scalable platform built specifically for microfinance institutions

The Complete Microfinance Solution

Our flagship core banking system has been refined over years of development and real-world implementation across multiple markets. It provides everything a microfinance institution needs to manage their operations efficiently and serve their customers effectively.

Built with the unique challenges of African financial markets in mind, our system handles everything from customer onboarding to loan disbursement, repayment tracking, and regulatory reporting.

🏆 Award-Winning Platform

Recognized for excellence in financial technology innovation, our core banking system sets the standard for microfinance software in emerging markets.

Core Features

Everything you need to run a successful microfinance institution

Loan Management

Loan Management

  • Multiple loan product types
  • Flexible repayment schedules
  • Automated interest calculation
  • Group lending support
  • Loan restructuring tools
  • Arrears management
Savings & Deposits

Savings & Deposits

  • Multiple account types
  • Fixed deposit management
  • Interest accrual automation
  • Standing orders
  • Dormancy management
  • Account statements
Customer Management

Customer Management

  • KYC compliance tools
  • Customer 360 view
  • Group management
  • Document management
  • Communication history
  • Customer segmentation

Additional Modules

Extend your platform with powerful add-on capabilities

Mobile Banking

Mobile Banking

White-label mobile app for your customers to check balances, make payments, and apply for loans on the go.

USSD Banking

USSD Banking

Reach customers without smartphones through our USSD banking module for basic banking transactions.

API Integration

API Integration

Connect with mobile money providers, credit bureaus, and other third-party services through our robust API.

Advanced Analytics

Advanced Analytics

Deep insights into your portfolio performance, customer behavior, and business trends.

AI Credit Scoring

AI Credit Scoring

Machine learning-powered credit assessment for faster, more accurate lending decisions.

Regulatory Reporting

Regulatory Reporting

Automated generation of reports required by central banks and regulatory authorities.

Deployment Options

Choose the deployment model that works best for your institution

Cloud

Cloud (SaaS)

Get started quickly with our fully managed cloud solution. No hardware to maintain, automatic updates, and predictable monthly costs. Perfect for institutions looking to minimize IT overhead.

  • Quick deployment
  • Automatic updates
  • Managed security
  • Scalable resources
On-Premise

On-Premise

Deploy on your own infrastructure for complete control. Ideal for larger institutions with specific security requirements or existing data center investments.

  • Full data control
  • Customizable infrastructure
  • Integration flexibility
  • Compliance options

See It In Action

Request a personalized demo to see how our core banking system can transform your microfinance operations.